FxPro Swap & Overnight Fees | Kenya 2026

Measured swap rates (Raw+)

What you are debited (−) or credited (+) per standard lot held past the daily rollover, measured on FxPro’s own MT5 Raw+ feed (with the raw points in brackets). A negative number costs you to hold; a positive one pays you. Triple swap is applied on Wednesday night to cover the weekend value date. Carry / yr is the annualised swap yield (swap × 365 ÷ notional at the live price) — a rough guide to what holding the position costs or earns over a year, shown where we have a live price. Last read 2026-09-04.

What it really costs to hold a position (measured)

Total net cost to hold one standard lot over time — the spread plus accumulated swap. A positive figure is what it costs you; a negative one means you come out ahead (positive carry). For example, holding EUR/USD long for a month costs about $276, while a EUR/USD short earns about $48. Based on measured spreads and current swaps — rates vary.

Swap at a glance

• Charged only on positions held past the daily rollover (around server 00:00)
• Rate depends on the instrument and whether you are long or short
• Triple swap on Wednesday nights (covers the weekend value date)
• Swap-free (Islamic) accounts hold no swap for eligible clients
• See the exact long and short swap per instrument inside your platform

The one charge that comes back every night

Costs on this account fall into two kinds. The spread and, on Raw+ and cTrader, the $3.50 per lot per side are event charges: they happen when you act and never again. The swap is a standing charge attached to time. Open a position and leave it, and the balance keeps moving without you doing anything, once per rollover, for as long as the trade is alive.

That changes how a holding period should be read. A trade you expect to run for a fortnight is not one decision, it is one entry cost plus fourteen rollovers, two of which are Wednesdays and therefore worth three nights each. Count them before the trade rather than after, because the count is knowable in advance and the market direction is not.

It can also run the other way. Swap is a rate, not a fee, and on some instruments and directions it is credited rather than debited. The exact long and short figure for each instrument is shown in your platform, and the measured table above shows what our feed recorded for the majors and for gold.

What a week of holding takes from a Kenyan balance

The swap is set per lot, so the arithmetic that governs the spread governs this too. Whatever the nightly figure is for one standard lot, a tenth of a lot pays a tenth of it and the 0.01-lot minimum pays a hundredth. An account funded near the $100 minimum, trading at the smallest size, is paying cents a night — but it is paying them every night, and cents a night on a small balance is a percentage worth knowing.

Gold is where this stops being a rounding error. Its measured nightly figure is far larger than a major's, which makes a gold position carried across several nights one of the more expensive things a small account can do without trading at all. The figures for both are in the table above and on gold trading.

If holding overnight is central to how you trade, the swap-free (Islamic) account is the structural answer rather than the tactical one. FxPro states that eligible clients pay no overnight interest on those accounts, with administration fees possible on some instruments after a grace period. Confirm eligibility before you plan around it — ask the team if you want the current terms.

Nights held against the money you could withdraw

A charge that arrives every night has a second effect that a per-trade cost does not. It reduces the balance while the position is still open, and the balance is what a payout is drawn from. An account with a trade running for two weeks is an account whose withdrawable figure has been moving quietly every night, without a single order being placed.

That matters because of how the route out is built. A withdrawal request has to go back to the method the deposit arrived on, FxPro states it aims to process one within a business day, and cards and bank wire carry a $100 minimum on the way out while Skrill, Neteller and PayPal have none. If a long hold has walked the free balance down towards that $100, the payout you planned may simply not be available on the route you funded with.

The fix is arithmetic rather than discipline. Before you open a position that is meant to sleep, decide how much of the balance you might want back and when, then check that the nights you are about to pay for still leave that amount above the minimum on your method. A trade and a payout are two claims on the same money, and only one of them can be rescheduled cheaply.

A nightly charge in dollars against a balance in shillings

FxPro states that Kenyan clients can hold and fund an account in Kenyan shilling, and the base currency chosen at opening is the one your balance, your commission and your swap are expressed in afterwards. For a charge that arrives every night rather than once, that choice decides what you will actually be reading on the account for as long as the position is open.

The underlying rate does not change with it. Swap is set per instrument and per direction on a dollar-denominated contract, so the cost of holding is the same trade whichever currency the balance is kept in. What differs is the figure in front of you and the moment at which a rate is applied to it.

That rate belongs to whoever performs the conversion rather than to the broker. FxPro states it charges no deposit fee and no withdrawal fee on most methods, so a bank or e-wallet charge on a transfer is a separate line, and one worth asking about before you pick the route you will also be paid out on.

A dormant account still has a clock

Closing every position stops the swap immediately: no open trade means no rollover to charge. It does not stop everything, because an inactivity fee applies after 6 months of no activity on the account, and that one is unrelated to trading altogether.

The two therefore swap places when you step away. While you hold, the nightly charge is the line that moves the balance without you doing anything. Once you close and stop using the account, the nightly charge disappears and a dormancy clock starts instead. There is no month in which both are running.

Which makes the decision to pause a money decision rather than a trading one. If you are stepping back for a season, it is worth deciding whether the balance should stay in the account at all, or come back out by the method it arrived on while verification is fresh and the payout route is clear.

Budgeting a month rather than a trade

A month on this account has three predictable lines and one unpredictable one. The commission is your trade count times your size times $3.50 per side, on Raw+ and cTrader. The swap is your open nights times your size times the nightly rate for the instrument. The inactivity fee is zero as long as you use the account at all.

The unpredictable line is the spread, which varies with the hour and with the market. Using the measured tables on this site rather than a headline figure narrows it to a realistic range, and a range is enough for a budget. Add the three known lines to the middle of that range and you have a monthly cost you can test against your results.

The two transfers at either end sit outside the month entirely. FxPro states there is no deposit fee and no withdrawal fee on most methods, that payouts are processed 24/5 and usually within one business day, and that a request has to return by the method the deposit arrived on. Budget the trading, plan the transfers.

Before the first night: what has to be in place

An overnight position is the first thing on this account that keeps working while you are asleep, so it is worth reaching it with the administrative part already finished. Registration needs an email address and your residential details. Verification needs a government-issued photo ID such as a passport or driver's licence, plus a proof of address like a recent utility bill or bank statement, and is usually same-day.

Doing that before the deposit rather than after is the order that keeps the exit open. A withdrawal is not processed until verification is complete, so an account that funded first and filed documents later can find the money in and the money out running on two different schedules. Clearing the paperwork while the balance is still zero costs nothing but the time it would have cost anyway.

Then there is the step people forget: a deposit lands in the FxPro Wallet and reaches the trading account only when you move it across. A position cannot be opened, and therefore cannot be held overnight, on a balance that is still sitting one step short of the terminal.

Counting the nights before you open, not after

1. Decide the holding period in nights rather than in days, and write the number down.
2. Add two extra nights for every Wednesday the position will cross, because that rollover is charged at triple rate.
3. Look up the long or short figure for your instrument in your platform, for one standard lot.
4. Scale it to your size: a tenth of the figure at 0.1 lots, a hundredth at 0.01 lots.
5. Multiply by the nights you counted, then add the entry cost from the spread and, on Raw+ or cTrader, the commission.
6. Compare that total with the move you are trading for. If the nights cost more than the entry, the trade is a carry decision as much as a directional one.

Swap rates are variable and set per instrument and per direction; the figures in your platform are the ones charged to your account.

Rollovers met by a position, by holding pattern

Counts assume the rollover lands overnight EAT, as the trading hours page shows. A swap can be a credit as well as a debit, and eligible swap-free accounts are charged neither.

Where each charge lands on the route from deposit to payout

Timings and amounts are what FxPro states for its own processing. Your bank or e-wallet adds its own on top.

A month on the account, line by line

Charges are as FxPro states them. Your bank or e-wallet may add its own on the two transfers.

Everything that has to be done before a position can be held overnight

Registration and verification requirements are as FxPro states them; timings on the two transfers depend on the provider.

Related FxPro pages